30 Days risk management integrated program

Key Learnings


Younity Communicator

Ms. Ruchita Iyer

10 Cohort based programs delivered

  • Credit Manager, IDFC FIRST BANK
  • Ex Credit Manager at Jana Small Finance Bank 
  • Ex Business Analyst in Statutory Audit, KPMG
  • MBA FINANCE from Welingkars Institute of Management (2015-2017)
  • B.com specialised in Financial Markets & Management from SIES, Nerul.

Younity guest Communicators

Mr. Parag Paleja

  • CEO of Shreeji Bhatia Coop Bank Ltd.
  • Credit Reviewer at Jana Small Finance Bank
  • Relationship Manager- Administration and PR of State Bank of India

Mr. Rinku Khan

  • Zonal head( Fraud & Risk management ), Janalakshmi Financial services ( 5.5 years )
  • Regional Credit manager, Jana Small Finance bank ( 3 years )
  • State head ( Credit ), Fullerton India credit company ( 8.5 years )
  • Unit Head, CITI Group ( 1 year )
  • Dept. Manager, HDFC Bank ( 1 year )


A Curriculum which matches the JD’s of 75% MNC’s

  • Understanding of cibil & Importance of Cibil 
  • Cibil score in detail
  • Impact of Cibil
  • Terminologies of Cibil
  • What is underwriting?
  • How to underwrite loans?
  • What are Overdues & How to check the Overdues on cibil?

  • How to read and understand statement of account of loans?
  • Questions to be asked while underwriting?
  • How to underwrite TW / AL / PL / Business loan?
  • Mandatory Documents to be asked while evaluating loan application
  • How to identify fraud in KYCs?
  • Role plays
  • Mock interviews
  • 2 Guests lectures (15 + years of experience & 35+ years of experience)

2 Weeks (15 Days) Training


Who is this program for ?

Though learning about risk management is an ADD-ON for every risk analyst aspirant today!

younique Certificates awaiting for you !

Govt Recognition

Our all certificates has stamp of startup India which is a govt initiative as we are registered with them


Received a mentor signed certificate with younity’s official logo to verify your certificates & increase value to your career and experience

Licenses and certificates approved

Post this certificate in LinkedIn profile to increase your job prospects

Lifetime validity

Post this certificate in LinkedIn profile to increase your job prospects

2500+ Students turned Risk Managers said its the most affordable yet Valuable with Lots of Fun while discussing with Ms. Iyer

Time is running out, Book Your Slot now!

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Why is Younity Younique ?

Frequently Asked Questions

Younity is an ecosystem which focuses on 3 P’s of every student’s life i.e. Professional, Personality and Personal. We are currently working under two categories of Younity Community and Younity LiveLearners wherein we are providing live interaction two-way communication sessions to the students with an aim to disrupt the market of education technology industry by filling the space for curiosity and doubt solving for the students.

Younity LiveLearn means learning the content of the courses and membership through 100% live interactive sessions with complete recording assistance by industry experts. 

Government Recognition: Our all certificates have a stamp of Startup India which is a government initiative as we are registered with them.

Verified: Receive a mentor signed certificate with Younity’s official logo to verify your certificates and increase value to your career and experience. 

Licences & Certification Approved: Post your certificate on your LinkedIn profile under the category of Licences & Certification to increase your job prospects.

Lifetime Validity: Get lifetime valid certificates to enhance your professional credibility forever. 

No, because Youtube doesn’t provide live interactive sessions and doubt solving assistance with industry experts.

After the payment for the program, you will receive a confirmation mail immediately and will get added to the respective group immediately for all the session links and updates. You will also receive updates via email. 

Yes, there is complete summer and winter internship assistance where our mentors will recommend you to various companies on the basis of the evaluation of your skills and personality.

Yes, our curriculum is designed and curated which matches the JDs of 75% MNCs with 70% practical exposure and 30% theory assistance. Moreover, our mentors teach with a practical learning approach and give insights about the domain to make an individual job ready.

The course will be completely live as we promote the actual learning of 2-way communication. However, we also provide recordings after every session for future reference irrespective of whether you have attended or not.